Upstart Holdings, Inc. (UPST) Statistics & Valuation Metrics - Stock Analysis (2024)

FAQs

What are analysts saying about upstart stock? ›

The highest analyst price target is $30.00 ,the lowest forecast is $9.00. The average price target represents -28.00% Decrease from the current price of $26.89. What do analysts say about Upstart Holdings? Upstart Holdings's analyst rating consensus is a Moderate Sell.

Is Upstart Holdings stock a Buy, Sell or Hold? Upstart Holdings stock has received a consensus rating of sell. The average rating score is and is based on 4 buy ratings, 24 hold ratings, and 41 sell ratings.

According to our current UPST stock forecast, the value of Upstart Holdings shares will drop by -0.16% and reach $ 23.12 per share by April 28, 2024. Per our technical indicators, the current sentiment is Bearish while the Fear & Greed Index is showing 39 (Fear).

The Upstart stock holds a buy signal from the short-term Moving Average; at the same time, however, the long-term average holds a general sell signal. Since the longterm average is above the short-term average there is a general sell signal in the stock giving a more negative forecast for the stock.

At least one forecast places Upstart at about $200 by 2025, more than five times the current trading price. It's important to note, however, that this is almost certainly a best-case scenario for the stock.

Future Growth

Upstart Holdings is forecast to grow earnings and revenue by 57.5% and 16.5% per annum respectively. EPS is expected to grow by 60.3% per annum.

Based on short-term price targets offered by 12 analysts, the average price target for Upstart Holdings, Inc. comes to $20.00. The forecasts range from a low of $9.00 to a high of $30.00. The average price target represents a decline of 10.35% from the last closing price of $22.31.

Intrinsic Value. The intrinsic value of one UPST stock under the Base Case scenario is 27.862 USD. Compared to the current market price of 22.545 USD, Upstart Holdings Inc is Undervalued by 19%.

As of 2024-04-22, the Intrinsic Value of Upstart Holdings Inc (UPST) is (183.63) USD. This Upstart valuation is based on the model Discounted Cash Flows (Growth Exit 5Y). With the current market price of 21.87 USD, the upside of Upstart Holdings Inc is -939.6%.

How do Upstart investors make their money? ›

Our revenue is primarily comprised of fees paid by banks. We charge banks referral fees for each loan referred through Upstart.com and originated by a bank partner, platform fees for each loan originated, regardless of its source, and loan servicing fees as consumers repay their loans.

Balance Sheet

The company has $467.79 million in cash and $1.24 billion in debt, giving a net cash position of -$776.38 million or -$8.98 per share.

LIFE Stock 12 Month Forecast

Based on 4 Wall Street analysts offering 12 month price targets for aTyr Pharma in the last 3 months. The average price target is $20.75 with a high forecast of $35.00 and a low forecast of $12.00. The average price target represents a 1180.86% change from the last price of $1.62.

F Stock Forecast FAQ

Ford Motor stock prediction for 1 year from now: $ 27.55 (114.25%) Ford Motor stock forecast for 2025: $ 13.59 (4.98%) Ford Motor stock prediction for 2030: $ 17.33 (33.84%)

Upstart stock price stood at $23.82

According to the latest long-term forecast, Upstart price will hit $30 by the end of 2024 and then $40 by the middle of 2025. Upstart will rise to $45 within the year of 2026, $50 in 2027, $60 in 2028, $65 in 2029, $70 in 2030, $75 in 2031, $80 in 2033, $85 in 2034 and $90 in 2035.

Due to the size of the recent change in the consensus estimate, along with three other factors related to earnings estimates, Upstart is rated Zacks Rank #4 (Sell).

Upstart did not have an upcoming stock split on the calendar as of mid-2023. The company likely won't split its stock anytime soon.