This tool calculates your German net income, after taxes and social contributions. It’s your take-home salary. It’s the money you keep every month.
€€{{ showExtraQuestions ? 'Hide options' : 'Show options' }}
€
You must pay
We will use an average option.
%
Marriage
Health insurance
Your
You pay a bit more for
Base cost
Total
You are covered by your spouse's health insurance.
You are covered by your parents' health insurance.
You are covered by your health insurance in another EU country.
Public pension
Your employer pays
You pay
Unemployment insurance
Your employer pays
You pay
Income tax
This is the
Taxable income
Income tax rate
Solidarity surcharge
If you pay more than
Solidarity surcharge is {{ formatPercent(taxes.solidarity.milderungszoneRate * 100) }} of all
The solidarity surcharge is {{ formatPercent(taxes.solidarity.maxRate * 100) }} of your
Church tax
Your church collects a
Your income is too low to pay income tax, so you don't pay church tax.
You pay {{ formatPercent(100 - disposableIncomeRatio) }}
This is what you pay for all taxes and social contributions. They take this from your paycheck.
You keep {{ formatPercent(disposableIncomeRatio) }}
This is your